posted
Hi, I recently got my notice that my Medicare will start in March. Before then I have to choose what plan to sign up for.
I know there are others here who have been through this. Can someone tell me what medicare advantage plan is best for Lyme patients and about prescription drug plans?
I'm in Ohio Thanks, True
-------------------- Misdiagnosed for many years. Treated for many things besides the real issue. Lyme diagnosed April 2008. Parasites diagnosed recently. Past to both my sons. Trying to remain hopeful and thankful. Posts: 144 | From Ohio Valley | Registered: Mar 2009
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posted
What is Medigap? Is it expensive? We have Medco for prescriptions. It did cover all meds but Tinamax. It even covered IV Doxy.
Posts: 488 | From NY | Registered: Oct 2004
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posted
Thanks for the replys I was wondering which was best Medigap or a Medicare advantage plan. I guess I will have to do more research. I just find it is always best to get answers from people that have experience with them.
Truesun
-------------------- Misdiagnosed for many years. Treated for many things besides the real issue. Lyme diagnosed April 2008. Parasites diagnosed recently. Past to both my sons. Trying to remain hopeful and thankful. Posts: 144 | From Ohio Valley | Registered: Mar 2009
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randibear
Honored Contributor (10K+ posts)
Member # 11290
posted
my sister lives in ohio. she researched this alot.
she had to sign up for both parts a and b. apparently one only covers office visits, meds, etc., and the other covers hospitals stays. or at least that's what i think she said.
i still have my bc/bs and will have it for another 3 years and then i have to decide to.
she did say that she has to pay around 200 per year for the medicare. funny, but it thought you didn't pay anything.
-------------------- do not look back when the only course is forward Posts: 12262 | From texas | Registered: Mar 2007
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posted
Randibear, I know you have to pay but I guess it can vary greatly as does coverage. I've been reading the different plans and my head is swimming. It can cost around $7000 a year for medical and prescription coverage. That's alot. I believe Medicaid is where you pay nothing or something very minimal.
Truesun
-------------------- Misdiagnosed for many years. Treated for many things besides the real issue. Lyme diagnosed April 2008. Parasites diagnosed recently. Past to both my sons. Trying to remain hopeful and thankful. Posts: 144 | From Ohio Valley | Registered: Mar 2009
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posted
Medigap our plans that cover the 20% medicare
doesn't cover.
I pay about 30-35/month. I usually go to the dr.
more than 2 x/month, so if medicare pays 80% of 100
dr. bill - medigap would cover 20% and I more than breakeven.
I havem't looked into Advantage plan but Humana covered my IV rochephin
Posts: 128 | From MICHIGAN | Registered: May 2008
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randibear
Honored Contributor (10K+ posts)
Member # 11290
posted
my husband is going to go with tricare. he'll be 65 in april.
i don't know how that will work with medicare.
-------------------- do not look back when the only course is forward Posts: 12262 | From texas | Registered: Mar 2007
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nefferdun
Frequent Contributor (1K+ posts)
Member # 20157
posted
I just signed up. I chose CVS for the Plan D for drugs. I found a site that tells you the costs and what it covers. You can list all of your drugs and it will tell you if it is covered and what the cost will be.
-------------------- old joke: idiopathic means the patient is pathological and the the doctor is an idiot Posts: 4676 | From western Montana | Registered: Apr 2009
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