LymeNet Home LymeNet Home Page LymeNet Flash Discussion LymeNet Support Group Database LymeNet Literature Library LymeNet Legal Resources LymeNet Medical & Scientific Abstract Database LymeNet Newsletter Home Page LymeNet Recommended Books LymeNet Tick Pictures Search The LymeNet Site LymeNet Links LymeNet Frequently Asked Questions About The Lyme Disease Network LymeNet Menu

LymeNet on Facebook

LymeNet on Twitter




The Lyme Disease Network receives a commission from Amazon.com for each purchase originating from this site.

When purchasing from Amazon.com, please
click here first.

Thank you.

LymeNet Flash Discussion
Dedicated to the Bachmann Family

LymeNet needs your help:
LymeNet 2020 fund drive


The Lyme Disease Network is a non-profit organization funded by individual donations.

LymeNet Flash Post New Topic  New Poll  Post A Reply
my profile | directory login | register | search | faq | forum home

  next oldest topic   next newest topic
» LymeNet Flash » Questions and Discussion » Medical Questions » Medicare Rx question

 - UBBFriend: Email this page to someone!    
Author Topic: Medicare Rx question
cantgiveupyet
Frequent Contributor (1K+ posts)
Member # 8165

Icon 1 posted      Profile for cantgiveupyet     Send New Private Message       Edit/Delete Post   Reply With Quote 
Is it better to go with a plan that doesnt cover generics in the 'donut hole' since some are available for $4 now.

Also, is it better to go with a lower premium with deductable?

Then to pay the higher premium per month with lower copays for each med?

It is so difficult to try and project into the future what meds we might be taking...let alone figure out which plan is the best option financially.

--------------------
"Say it straight simple and with a smile."

"Thus the task is, not so much to see what no one has seen yet,
But to think what nobody has thought yet, About what everybody sees."

-Schopenhauer

pos babs, bart, igenex WB igm/igg

Posts: 3156 | From Lyme limbo | Registered: Oct 2005  |  IP: Logged | Report this post to a Moderator
Lymetoo
Moderator
Member # 743

Icon 1 posted      Profile for Lymetoo     Send New Private Message       Edit/Delete Post   Reply With Quote 
up for help

--------------------
--Lymetutu--
Opinions, not medical advice!

Posts: 95969 | From Texas | Registered: Feb 2001  |  IP: Logged | Report this post to a Moderator
Snailhead
LymeNet Contributor
Member # 18091

Icon 1 posted      Profile for Snailhead     Send New Private Message       Edit/Delete Post   Reply With Quote 
Hi, I was on a Medicare part D plan at the beginning of the year. I specifically looked for one that would cover IV Rocephin, which I found. (Humana) If you go to the Medicare website and do a search for Part D plans, they will show you some pretty comprehensive comparisons. I don't know if this helps you, but it is what I did.
Posts: 374 | From United States | Registered: Nov 2008  |  IP: Logged | Report this post to a Moderator
WIZARD
LymeNet Contributor
Member # 4597

Icon 1 posted      Profile for WIZARD     Send New Private Message       Edit/Delete Post   Reply With Quote 
I think you have the option of changing plans annually.

So if you make a decision, and it is the wrong one, you won't be stuck forever.

It is all very confusing, for sure.

Wizard

Posts: 252 | From USA | Registered: Sep 2003  |  IP: Logged | Report this post to a Moderator
cantgiveupyet
Frequent Contributor (1K+ posts)
Member # 8165

Icon 1 posted      Profile for cantgiveupyet     Send New Private Message       Edit/Delete Post   Reply With Quote 
thanks snailhead- and lymetoo for bumping the post.

I was able to get some excellent help from a friend today.

I have narrowed it down to two plans...bluerx or AARP look to be the best for me. I am with one of them now..not sure if I want to switch just for the lower premium or not.

--------------------
"Say it straight simple and with a smile."

"Thus the task is, not so much to see what no one has seen yet,
But to think what nobody has thought yet, About what everybody sees."

-Schopenhauer

pos babs, bart, igenex WB igm/igg

Posts: 3156 | From Lyme limbo | Registered: Oct 2005  |  IP: Logged | Report this post to a Moderator
sammy
Frequent Contributor (5K+ posts)
Member # 13952

Icon 1 posted      Profile for sammy     Send New Private Message       Edit/Delete Post   Reply With Quote 
If you can afford the higher premium and lower deductible/lower copays, go with that plan.

In general, I think that it would be easier to pay over time than to get hit hard with a large deductible and continuously high copays for meds.

It is a hard decision to make. Wise of you to ask around and get as much help as possible. Hopefully you will find the right plan for your needs.

Posts: 5237 | From here | Registered: Nov 2007  |  IP: Logged | Report this post to a Moderator
hopeful4
LymeNet Contributor
Member # 8486

Icon 1 posted      Profile for hopeful4     Send New Private Message       Edit/Delete Post   Reply With Quote 
Did you go to the Medicare website that allows you to enter your medications and compare plans?

When you compare Medicare drug plans, be sure to look at the line that compares "Full Year Cost". That could influence your decision.

Also, the section that rates the plans in terms of customer satisfaction, customer complaints, etc., is useful.

Most of my current prescriptions are Tier 1, and not expensive to begin with. However, I entered in an expensive Tier 3 medication just to see what the copay would be, in case I may need a Tier 3 med. down the road. That helped me decide which to go with, too.

It's a crazy, completely user-unfriendly, system. I went to my local Area Agency on Aging for assistance. In years past I've gone to the SHIBA office.

Good luck!!

Posts: 873 | From WA | Registered: Dec 2005  |  IP: Logged | Report this post to a Moderator
   

Quick Reply
Message:

HTML is not enabled.
UBB Code is enabled.

Instant Graemlins
   


Post New Topic  New Poll  Post A Reply Close Topic   Feature Topic   Move Topic   Delete Topic next oldest topic   next newest topic
 - Printer-friendly view of this topic
Hop To:


Contact Us | LymeNet home page | Privacy Statement

Powered by UBB.classic™ 6.7.3


The Lyme Disease Network is a non-profit organization funded by individual donations. If you would like to support the Network and the LymeNet system of Web services, please send your donations to:

The Lyme Disease Network of New Jersey
907 Pebble Creek Court, Pennington, NJ 08534 USA


| Flash Discussion | Support Groups | On-Line Library
Legal Resources | Medical Abstracts | Newsletter | Books
Pictures | Site Search | Links | Help/Questions
About LymeNet | Contact Us

© 1993-2020 The Lyme Disease Network of New Jersey, Inc.
All Rights Reserved.
Use of the LymeNet Site is subject to Terms and Conditions.