Hi everyone, My COBRA is running out! I need to find another insurance. Does anyone have any suggestions? I've looked on line but haven't had any luck. I do have medical coupons but I'm concerned that it won't cover everything I need and I don't know how much longer I'll have them. I've heard that if you exhaust your cobra then insruance companies have to take you without asking any questions. Does anyone know it this is true?
I don't know anything about this. Can anyone help? Sandy
Posted by Penn92 (Member # 9207) on :
I'll tell you that we really liked United Healthcare if that is an option for you. We got every dime of IGeneX testing back and our LLMD was in-network with them, so I paid out of pocket and filed a claim each month. UHC reimbursed us in full for all of it.
Check into whether your LLMD is in-network with anyone. You will likely have to pay out of pocket, but should be able to recoup it.