okay does anyone know how this works for someone very young? I'm 21- have only worked under 2 years and my husband currently works. I know i probably don't qualify for disability b/c i don't have enough work credits
but what about SSI? is there different rules for someone my age? My daughter recieves SSI money too for down syndrome.
Posted by street129 (Member # 23472) on :
SSI is for people that is under 65, has a disability and cannot work.
Posted by learning721 (Member # 23798) on :
so i should qualify? regardless of work credits or income? i'm worried my husbands income combined with my daughters SSI money might "disqualify" me.
Posted by kareamber (Member # 20110) on :
I've wondered the same. I'm 28, but have only worked on and off the last ten years. I'm a stay at home mom and my husband is the money maker. I would like to go back to work or attend college, but I can't due to illness. I actually had to quit working at my last job cause I was too ill.
Would I qualify?
Posted by MY3BOYS (Member # 17830) on :
you can apply online at the govt website. i think the income limits were on there under FAQ section about SSI.
i am waiting on SSD and was told over phone do not qualify for SSI bc of hubby income.
the amounts were pretty low i just dont remember what they were. and is an income set for how many members/dependants in the home.
Posted by mojo (Member # 9309) on :
SSI limits the amount of $ you can have in savings, too.
Posted by Jason21 (Member # 16393) on :
SSI is need-based, like Medicaid. If you have too much family income or assets, you may not qualify.
SSD (also called DIB which means disability insurance benefits) is available if you have enough work credits and have paid enough into the system.
Of course, you have to prove you are disabled to receive either one.
If you are denied because SSA says they don't think you are disabled, then you have 60 days to appeal and file a Request for Reconsideration but be aware SSA denies about 99% of Recons.
You then have 60 days to file the next appeal, which is a Request for a Hearing. I highly recommend that you get an attorney before you proceed to a hearing before the Administrative Law Judge.
Most attorneys will handle the case on a contingency basis, which means they only get paid if they obtain benefits for you. Attorney fees are usually 25% of your past-due benefits.
Posted by learning721 (Member # 23798) on :
just called today- i will apply but most likely we make just over the limit due to my daughters ssi