Does anyone have a Health Savings Account as an alternative to a regular health insurance plan?
It's so overwhelming trying to decipher what plans cover what and how they compare.
Any ideas are appreciated.
-------------------- The fibromyalgia I've had for 32 years was an undiagnosed Lyme symptom.
"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future". -Jeremiah 29:11 Posts: 6076 | From Pennsylvania, USA | Registered: Nov 2008
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just don
Frequent Contributor (1K+ posts)
Member # 1129
posted
Insurance is raising rates like crazy.
I applied and got health insurance this month.
Same day I get the letter I get a notice than my premium which hadnt started yet,,,is raising 100 bucks a month for the new year.
and they surcharge my regular rate by 67% because I have a broken leg,,,a broken leg????Usually not fatal
And for darn sure not covered as a preexisting condition.
These insurance companies need their pinkies pounded on by government regulation if they dont
start acting grown up and rational and not like 3 year old kid throwing a tantrum.
-------------------- just don Posts: 4548 | From Middle of midwest | Registered: May 2001
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Dekrator48
Frequent Contributor (5K+ posts)
Member # 18239
posted
just don,
That's crazy!!
My head is spinning trying to figure out what the reasonable alternatives are.
I do think it will continue to get worse.
-------------------- The fibromyalgia I've had for 32 years was an undiagnosed Lyme symptom.
"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future". -Jeremiah 29:11 Posts: 6076 | From Pennsylvania, USA | Registered: Nov 2008
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posted
They are all gearing up for the national health care. Gotta get their money while they can. Once we all get this wonderful health care, the insurance companies will go bust.
&%$#
-------------------- --Lymetutu-- Opinions, not medical advice! Posts: 96227 | From Texas | Registered: Feb 2001
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nefferdun
Frequent Contributor (1K+ posts)
Member # 20157
posted
It has been going up and up for years. Ours (for three people) is now over $700 a month with a ten thousand dollar deductable on each one of us. I hit my deductable for the first time and I worry that the insurance company will find some reason not to pay their share.
A friend that was very satisfied with her insurance that came with her husband's job, has changed her tune. The deductable went form $200 to $5000! She was whinning that if she got sick she would just have to die.
16 years ago, our insurance was less than $150 a month with a $200 deductable. I believe it is just greed driving the market.
-------------------- old joke: idiopathic means the patient is pathological and the the doctor is an idiot Posts: 4676 | From western Montana | Registered: Apr 2009
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Dekrator48
Frequent Contributor (5K+ posts)
Member # 18239
posted
Lymetoo and nefferdun,
It's so frustrating isn't it?
We are going to look into health savings accounts.
-------------------- The fibromyalgia I've had for 32 years was an undiagnosed Lyme symptom.
"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future". -Jeremiah 29:11 Posts: 6076 | From Pennsylvania, USA | Registered: Nov 2008
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