Now, I was never very organized before all this- but now I have an impossible time dealing with bills & paperwork.
Anyone have any 'tricks' to keeping it all together?
Posted by Geneal (Member # 10375) on :
Hi. I often miss paying bills on time. I have found that writing them on a calendar helps me to remember.
I try to cross off each day at the end, so I can keep track of where I am in the month.
Wish I could be more helpful. I used to be able to remember all kinds of things.
I am sure there are many members here that are much more creative than I am.
I am sure you will get some clever ideas from them soon.
Geneal
Posted by bettyg (Member # 6147) on :
HERE'S WHAT I DO:
have AUTOMATIC WITHDRAWL for all UTILITY bills; saves stamps and remembering when they are due.
FOR THOSE LIVING PAYCHECK TO PAYCHECK:
do as geneal said to do; WRITE IT ON CALENDAR THAT YOU LOOK AT AND USE DAILY !
are you on medicare? medicare is my primary now that i have SSDI payments; bcbs/wellmark is 2nd.
i have a separate folder i put ALL explanations from medicare and wellmark in, and match up the DATES OF SERVICE TOGETHER with a paper clip until the FINAL BILL comes saying how much i owe them.
i then write my check for that amount; and then staple the PAID BILL to medicare and wellmark's together! i note on there the date paid, and check no.
then this needs to be recorded on a DRS. LIST OF DEDUCTIBLE EXPENSES i have created for that and other tax documents needed.
set it up by clinic or dr...whoever you owe the money to. then continue documenting payments to THAT SPECIFIC MD VENDOR! then you can total the amounts at end of year for tax purposes.
since i have written a check for payment, i make sure i put a check markin the DATE area in my CHECKBOOK LEDGER saying who the check went to/date/amount. check mark indicates it was paid and RECORDED IN TAX LEDGER!
i just did last years info. hubby used to do this, but his tremors got uncontrollable 1 yr. ago and he stopped since his writing is now illegible! so i had 14 months to catch up on! never again; too stressful.
so as i write out various checks for TAX STUFF, i'm writing it in our PAID LEDGER BOOK as i go so i don't go thru this stress in 1 yr!!
i get copies of ALL DOCTORS VISITS, XRAYS, LABS, MISC. TESTINGS. i have these set up by DOCTOR with the most current date ON TOP so it's easy to find things.
this was a must for SSDI, SS disability insurance claim process; it was my justification as to specifics why i no longer could PHYSICALLY work!
i also have diabetes, and i was given the greatest green pocket size book from them to keep:
CHOLESTEROL....all types & I make sure it's done when it's supposed to be! too important for heart attacks and strokes!
i added also: heart checks....angiogram, etc. heart crp regular crp cd 57 all other special testings
tomorrow when it's light out, i'll find the book to mention anymore about that! i'm typing in dark bedroom while hubby sleeps nearby.
may add anything else i think of after this point!
NOTE: i can NO longer get our checkbook to BALANCE! hubby handled that too since i did this at work for 13 long years. it should be easy, but my neuro-lyme brain just doesn't get it.
i'm back to OLD way of doing things; write the balance DOWN PER CHECK, and then doublecheck my subtraction by calculator! i can't wait until i get 1 month balanced after 6-8 months of this now! i'm far from perfect.
background: i was a former secretary for 26 years typing legal agreements for transportation modes.
i hope this helps you/others! now where did i put so and so!!!
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