Dear Members, Has anyone with chorinc Lyme disaese had any luck with obtaining a life insurance policy?
I went out on total disability in 1/08, I was lucky enough to get Social Security benifts on my 1st try and I do collect a very small disability pension thru my former employer.
I do have a life insurance policy from my former employer but the premiums have skyrocketed to the point I cannot afford it any more.
I have looked around at different life insurance plans, I know once they find out that I am disabled they will charge me more then I`m paying now.
Does anyone know of a life insurance company that will work with you and your condition? Any information will be greatly appreciated, thanking you in advance. God Bless the Lyme community. POP
Posted by randibear (Member # 11290) on :
I lost mine when a doctor gave an evaluation and said i had imaginary symptoms and just wanted attention, that I was Suicidal etc....
When other companies asked if I had ever been cancelled I answered honestly and then viola!!!' they turned me down...
So i have no life insurance and have not had any for at least 20 years or more
Posted by Lymetoo (Member # 743) on :
Thankfully, I bought life insurance when I was about 30 yrs old. Didn't know I had Lyme.
Posted by aklnwlf (Member # 5960) on :
I bought 2 life insurance policies after my lyme treatment. One with State Farm and one with Alfa. All they were concerned about was if I was currently being treated.
I have a whole life policy which required blood work and a physical and a term policy which didn't require anything but a saliva test.
If you're not being treated for anything, if they don't bring it up, I wouldn't.
![[Wink]](wink.gif)