LymeNet Flash: Medical insurance for 22 year old????

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»	LymeNet Flash » Questions and Discussion » General Support » Medical insurance for 22 year old????

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Topic: Medical insurance for 22 year old????

valymemom
Frequent Contributor (1K+ posts)
Member # 7076

posted

When our lyme/co-infected 22 year old turned 22 in November he was removed from our Mutual of Omaha insurance. (That's the policy). So, of course, we could cobra him.......... and that is what we have done.....it's expensive, yes. And it is limited to 2 years.

In an email today a lyme mom that I correspond with (of late) suggested we should be able to keep him on our policy because he can't work and is only taking 3-6 college credits a semester.

Is this the case?

What has everyone else done?????

Posts: 1240 | From Centreville,VA | Registered: Mar 2005 | IP: Logged |

lou
Frequent Contributor (5K+ posts)
Member # 81

posted

Don't know the answer to your question, but think it might be worthwhile to see if these people could advise you. Might be a charge. Maybe go there if nothing else is offered as a solution.
http://www.healthcareadvocates.com

Hope someone will turn up with a better answer.

[This message has been edited by lou (edited 01 July 2005).]

Posts: 8430 | From Not available | Registered: Oct 2000 | IP: Logged |

valymemom
Frequent Contributor (1K+ posts)
Member # 7076

posted

Thanks, lou.......

I sent them an email.

Posts: 1240 | From Centreville,VA | Registered: Mar 2005 | IP: Logged |

Kara Tyson
Frequent Contributor (5K+ posts)
Member # 939

posted

Many states have 'high risk' insurance pools. Some require that you have been on Cobra and some do not. Each state is differant, but here is the link:
http://www.statecoverage.net/matrix.htm

Unfortunatly, your state does not offer a high risk pool but does offer some other help.

If your son could handle a full load at school, most Universities have health insurance plans for students.

For pharmacy programs to help with meds, here is a full link: http://www.needymeds.com

You can also get accident insurance without too much trouble (I have it). It usually is not an issue unless you mountain climb or bungee jump.

[This message has been edited by Kara Tyson (edited 01 July 2005).]

Posts: 6022 | From Mobile, AL | Registered: Apr 2001 | IP: Logged |

valymemom
Frequent Contributor (1K+ posts)
Member # 7076

posted

I took a look and bookmarked the site, Kara.

I am sure it will be useful........thanks!

Posts: 1240 | From Centreville,VA | Registered: Mar 2005 | IP: Logged |

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