posted
I found out this week that my temporary disability has run out.
I just got a call from my company this morning and they are sending out today my termination letter because they are denying my claim.
My LLMD doctor did not provide enough "objective" information so they used an independent physician to determine my claim.
I started this latest treatment in September and I do not feel better at all. The added stress is not helping.
I'm in the middle of a divorce and have 2 kids.
-------------------- simplify.... Posts: 96 | From Rhode Island | Registered: Jan 2008
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just don
Frequent Contributor (1K+ posts)
Member # 1129
posted
I am so sorry for this latest bit of bad news!!
I am far from an expert in marriages,,,but is there ANY hope of repairing and renewing for the marriage??
Putting pride and differences aside?? What attracted you to her??Her to you??
The alternative doesnt look so good,,,and the stress, unrelenting!!
I dont advocate staying together for the sake of the kids,,,sometimes they are better off with parents apart!!
But hard as it is,,,dont bash or bad-mouth your kids mother in FRONT of them. Go to the forrest if you have to scream yell and tandrum,,,BUT not in front of the kids!!
ANY other family support available to YOU,,,undestanding?? Financial?? Otherwise sounds as if your between 2 rocks and 2 hard places!!
Was the split up a reaction to the disease?? Or coming on anyway?? their is a great deal called 'marriage encounter',,have talked to those that thought the world of THAT!!!
Hope you find the peace you seek!!being--just don--
-------------------- just don Posts: 4548 | From Middle of midwest | Registered: May 2001
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bettyg
Unregistered
posted
peck,
boy that is crap! timing stinks as well.
peck, go to the lengthy newbie package i sent you ok.
now use EDIT, FIND, and type in DISINISSUES
have you signed up for this wonderful, informative site.
it's not a board like this one where you can read each others comments, but copy your above there and add additional details:
how long you have been off work on temporary status;
ask for help there! there are 2-3 ERISA lawyers who are members and have brief comments as well.
also in what i sent you, do a search also using EDIT, FIND, and type in
Melanie Reber until you come to FINANCIAL BURDENS; print out this informative info...15-20 pages, and check off as you do things to help yourself.
best wishes on your sad post; we care about you and will support you and offer any educational advise we can!
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posted
Thank you for the advice. I'm reeling at the moment so I'll get composed before I try.
Regarding my marriage, my illness (lyme) had a detrimential effect on our marriage because I couldn't keep up with my husbands lifestyle. It was years of not knowing what was wrong and he got tired of it.
He did quite a job on me as far as manipulation is concerned and ended up cheating with a woman I've known for 28 years. I befriended her and she actually gave me a couple names of doctors to help me figure out what was going on.
Totally blindsided me. I hid his cheating to protect my kids for 2 years and all that did was increase my stress and make me sicker.
His absent as a father so my kids depend on me. I've always been the responsible one and now all they see is me sick. Poor things.
-------------------- simplify.... Posts: 96 | From Rhode Island | Registered: Jan 2008
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Aniek
Frequent Contributor (1K+ posts)
Member # 5374
posted
Find out what the appeal procedures are and appeal the decision.
The appeal procedure should be provided in the letter. It should also be available in the summary plan description (SPD) which you would most likely get from your employer if you do not have a copy.
You may be able to have your LLMD provide more evidence.
-------------------- "When there is pain, there are no words." - Toni Morrison Posts: 4711 | From Washington, DC | Registered: Mar 2004
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CaliforniaLyme
Frequent Contributor (5K+ posts)
Member # 7136
posted
There's a book called "Oh the glory of it all" by Sean Wilsey about a kid whose Mom is blindsided by her best friend with ehr husband, really captures the machinations & pain of that kind of situatioN in a very engaging way!!! You might enjoy reading it to go, "Yup, yup- that too!" I AM SO SORRY!!! Just don't let them win!!! I am glad your kids depend on you- knowing you are needed will help keep you doing things!!! Best wishes, Sarah
-------------------- There is no wealth but life. -John Ruskin
All truth goes through 3 stages: first it is ridiculed: then it is violently opposed: finally it is accepted as self evident. - Schopenhauer Posts: 5639 | From Aptos CA USA | Registered: Apr 2005
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Keebler
Honored Contributor (25K+ posts)
Member # 12673
posted
-
Peck,
So sorry to hear all that you deal with.
A sleep study can often show solid data that might help. If you do one, try to find a doctor familiar with at least fibromyalgia and the brain part of sleep, not just the breathing (pulmonary) part.
Might folks at the nearest support group be able to gather together and offer some practical suggestions for an atty with whom to file SSD papers - sounds like you had disability insurance with a private company.
Counseling for yourself and kids ?
other practical advice for how you can be a strong and independent as possible while also getting the support you need at this time ?
You may have an illness, but your kids will see strength through that. Park of the problem with our families is that all they see in the media are healthy people. It's part of life and how one still manages to retain spirit is what counts.
Someone else can help with chores( I hope) , but the smile and the connection you make yourself will always be there.
posted
Ouch! This must be very painful, in every sense of the word.
I have had trouble with both Social Security Disability and the disability company I had through work (terminated last september). As soon as I was terminated due to using all of my leave time (12 months), the disability company, Liberty Mutual, found an "excuse" to deny my claim.
With my mother's finacial help I have a Lawyer handling the appeal process. I'm re-appling for SSDI this month, perhaps with the Lawyers help.
He rocommended a second opinion from a Lyme disease specialist to help him build a case. So far there are two specific testing that should help me in regard to disability.
He had me sent for extensive neuro-psychological testing and for a SPECT scan (a more specific scan than MRI that shows the affects that Lyme has had on my brain). These are objective and the specialist is backing up my LLMD as well.
I dont know yet the claim outcome, we'll see.
Insurance companies want us to just give up, claim denials are common even when all the evidence points to disability. Statistics show that a certain percent will not fight or appeal so denials are a dirty financial tactic that is unfortunately often affective.
If you send me a PM I can let you know where the tests were done and who my reffering specialist is.
BJK
-------------------- BJK
Nothing I write here is medical advice...I'm just another lymie sharing how this disease has affected me personally Posts: 175 | From Central Maine | Registered: Sep 2007
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