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» LymeNet Flash » Questions and Discussion » General Support » Principal health insurance and coverage for lyme, etc

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Author Topic: Principal health insurance and coverage for lyme, etc
mb123
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Member # 12693

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I am starting a new job and the health insurance they offer is through the Principal Financial Group (PPO).

I am not familiar with this insurance company and have not been able to find very much information. Does anyone have experience with them? Do they cover long-term antibiotics (oral)?

Right now, I am paying out of pocket for BCBS. BCBS has been good coverage (i.e. they haven't contested anything, and I've been on antibiotics for about two years now including 3 months of IV).

I'm worried about how the Prinicipal insurance would cover my treatment (the copays for the presciptions look for reasonable, but I am worried they will say my prescriptions aren't necessary).

Any information is greatly appreciated!! Thank you!!

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bettyg
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did company give you HANDBOOK ON INSURANCE; readit good andsee what it says

call co. otherwise and ask directly...

being timed on library pc; no other advise! sorry

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luvs2ride
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I'm not familiar with Principal but don't call them specifically about lyme. Your LLMD may know crafty ways to code your illness and you don't want to blow the whistle on yourself.

Reading the handbook will help.

My insurance is a great BCBS plan too. I hope Principal will be equally as good.

Luvs

--------------------
When the Power of Love overcomes the Love of Power, there will be Peace.

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mb123
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Great, I will definitely check out the handbook and talk to my LLMD. Thanks for your responses!
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bettyg
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luvs, good suggestion and thanks for correcting me .... starting a RECORD! uffda

you are most welcome [Smile]

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