I am thinking of taking a few months off from work. Yes, I know it's close to summer.
My H/R dept is awesome and is doing everything to help me out. I would get 70% of my pay, that is taxable....
My rent would go down the 30% I lose.
Will the utility co.'s give me a discount?
Could I get food stamps for a few months, say 3-5?
I wonder if my two loans would be paid by some ins. coverage while I am out? I have a great credit union!
Anything you can think of that will help me out, please let me know.
No, I am not applying for social security benies at all.
I am in Mass, as you well know. I would like to hear from anyone, anywhere.
Thanks,
Posted by cantgiveupyet (Member # 8165) on :
Only advice i have is make sure your job will be protected while you are out. most companies have FMLA and your job is protected for 12 weeks.
i used up this time so i will be termed next month.
Posted by Lymetoo (Member # 743) on :
all I know is that you can't get food stamps unless you make next to NOTHING.....do a search on food stamps
Good luck with this. It may provide the boost you need!
Posted by AZURE WISH (Member # 804) on :
Lymetoo is right about the foodstamps...
You have virtually no income..... mostly they give them to people on welfare...
Well at least that is how it is in NJ.
Best wishes
Posted by Semi-Retired (Member # 7722) on :
Rob,
I live in CA not MA but based on my experience(s) the utility co.'s may or may not give you a discount, it is based on income and the discount isn't substantial. The first step is to call them and ask them to mail you a form to apply.
No chance of food stamps, that is a federal program and I believe you must be on federal disability or be extremely poor.
Highly doubtful any insurance company would help with your loans unless you already have a policy in place. Your best bet would be to talk to the loan manager, explain your situation and negotiate a lower minimum payment until you return to work. They should be receptive to that.
Like the other person said, find out how long your company will hold your job for you (usually 3 or 6 months, I forget now) before they can fill your position.
Unfortunately there isn't much assitance available to the short term disabled person. If your monthly expenses are higher than your income you could use credit cards or borrow from a family member or friend. If you have savings you can make up any differences there as well.
Eliminate any uneccessary expenses etc. and you can even create a budget. It seems your best option should you go out would be to get the monthly payments of your loan down to a level where you can make ends meet until you return to work. Good luck,
Tim
Posted by BostonLyme2005 (Member # 7680) on :
Hi,
Thanks for the advice...I may be going out, not sure yet....Trying to get all the info I need...I may do the flex week thing......
I would work Mon-Tues, Weds off, work Thur Fri......
I am blessed with working for the best company in the USA, extremely liberal, generous, caring, supportive, I am also in a union....
My Director is willing to do whatever it takes so I can work safely and without physical torture.....
Its just nice to know my options.........
Posted by Foggy (Member # 1584) on :