LymeNet Flash: Have you ever heard of Care Credit and what is it?

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Posted by kbholley (Member # 12938) on :

Have you ever heard of "Care Credit"?

Dr. J's office is having the finance office contact me about setting up a Care Credit account before they place my picc line in.

What is it, and do I have to place money in it first, because if thats the case, couldn't I just pay out of pocket or with my credit card?

or

is it kind of like a credit card medical proceedures and I'll be sent a bill, like my credit card statements?

any input is appreciated.

Posted by Parisa (Member # 10526) on :

Here's their website:

www.carecredit.com

I'm supposing the doctor is trying to help you find a way to finance the treatment. I'm sure if you have other ways of financing it that won't be a problem.

Posted by kbholley (Member # 12938) on :

Thank you for the link - [bow]

I would rather go that route, instead of using my mom's credit cards. [spinning smile]

Thank you for the info - now when they call I won't sound so stupid [loco]

(as opposed to every other day. [bonk]

Thank You, Thank You, Thank You
[bow]

Posted by hshbmom (Member # 9478) on :

Buyer beware.

I just looked into this too...same reason.

It's a credit card with a 29% APR!

I'm running from that.

You don't want to lose your good credit or your home if you can't make the payments.

Posted by snowboarder (Member # 6346) on :

I did Care Credit with a dentist last year. My terms were 0% apr for one year unless you miss a payment than watch out. You'll need to find out the terms with them directly.

Posted by Keebler (Member # 12673) on :

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I don't know about this company, but some credit card companies can change their interest fee structure at any time, without prior notification.

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Posted by Lymetoo (Member # 743) on :

I had to use it to finance my crown [and my husband's crown]. It is 0% as snowboarder said, but if you miss a payment or don't pay it off in one year [or whatever term you have it for]..

Then you have to pay the high interest.