Has anyone tried using a Flexible Spending Account for paying for LLMD and antibiotic costs?
I'm trying to decide if I should put in the maximum amount per year into one, or might I run into problems with them calling the appointments and meds not necessary just like insurance does?
Posted by soleil16 (Member # 16326) on :
I'm wondering the same thing. I would assume you can use the flex spending account, but I'm checking with the plan administrator to be sure. But they do cover cold medicine, tylenol, etc usually, so I don't see how this would be any different since it's still medical treatment.
Posted by designt1 (Member # 16568) on :
Yes, you CAN use your flexible spending account for an LLMD visit, antibiotics, etc...
Just be sure to get the info from the LLMD's office that the flexible spending account company uses.
Example, my FSA has a debit card they give me, I use it all the time, but if it's an odd amount, they'll ask for card substantiation. Basically they want to know the dr's name, pt's name, services performed, and amount.
Posted by AnnaL (Member # 18464) on :
I love my flex spending account. My husband and I elect the maximum amount every year, because we know we will use it all. It covers not only LLMDs (and other doctors), but items like contact lens solution, eye glasses, Tylenol, etc. I can even get my massage therapy covered, as long as I provide a doctor's note every time I submit the massage receipts for reimbursement!
Unfortunately, I don't think that "supplements" are covered. I will need to check on this because I have many LLMD-prescribed supplements now.
Posted by granniela (Member # 17134) on :
The printed info. on our flexible spending account said vitamins and supplements are not covered. I wrote to the administrator to say it sure would be nice if they were included.
In the e-mail I cited the example of Vitamin D deficiency documented by blood test, prescribed by a doctor and improved levels shown on re-testing.
I got a message back saying supplements would be covered if I provided a letter of medical necessity with the receipts. Check with your plan administrator and your provider and you, too may be able to get details on how to get vitamins and supplements covered.
Grannie LA
Posted by DaveNJ (Member # 17362) on :
Folks,
i've used it for years and maxed out the last three.(kids braces). Yoiur nutst o not use it as you will spend the money.
Most importanyly your are basiclaly getting a 28% reduction in medical costs because FSA is pre-tax and lowers your taxable base.
Dave
Posted by Leslie in Virginia (Member # 18477) on :
Okay, this may be a stupid question, but ignore my ignorance but I have heard of a flexible spending account, but I do not know what it is or how do you get one. Is it part of a savings account? Thanks