I was almost scammed the other day. Someone called asking if I'd like to lower my credit card interest rates. Of course I said yes!
Then he went on to finally ask for my expiration date.... Stupid me gave it to him. Then finally I asked if he was going to ask me for my credit card number too??
And he said yes, he would have to have it "to make sure I qualify." That's when my brain woke up!! (whew!)
I said, "Well, I'll call my credit card company first." He said that would be fine and he would call me back on Friday.
I decided to look online and there it was! Scam!! The guy was really slick and I can't believe I was even partially sucked in!!
Someone on the scam info I was reading said this company hung up on them real quick when the person asked why he was calling them since they were on the "no call list."
So when I receive my call, I will ask him that!!!
Do you guys know who I could call to help catch this man in action??
---Google "card services scam"---
Posted by dmc (Member # 5102) on :
may be call your state's Attorney General office or the Better Business office.
Posted by Keebler (Member # 12673) on :
- Did you get their number? I doubt they will call back after you said "wait" - they know that you know now and they will not risk calling back.
The next time, ask their number (they may not give it to you) but try a *69 after they hang up for the "last call" identification.
If you are on the No-Call list, you can also use this to report sales calls. -
Posted by sammy (Member # 13952) on :
They called me several times. "This is your last chance to lower your interest rates..." that's all I heard before hanging up. Then one day I got annoyed, this is unusual because I'm a very patient person, but I felt terrible and they woke me up when I was taking a much needed nap. And I had to search for the phone which made me even more frustrated.
So they again (for like the 30th time) told me it was my "last chance blah blah blah...". I waited until he was done with his script then asked how he got my name. Silent pause. Apparently he didn't know my name. I told him not to bother me again. He said "OK"! We both hung up at the same time.
About a week later I heard that he called my elderly neighbor too. She figured out it was a scam because he didn't know what type of credit card that she had. Smart lady.
So be careful everyone. The scammer was nice and polite, sounded like a good salesman with his perfected script.
Posted by sammy (Member # 13952) on :
Oh and each time this guy called his number came up as "unknown" on my caller ID so I never got his phone number to report him.
Posted by Meg (Member # 22) on :
On my phone you can dial *60 to ban them from calling you any more. I'm on the "do not call list", but this doesn't seem to matter to them anymore.
Posted by Lymetoo (Member # 743) on :
Thanks guys. I've been rather ill with stomach issues the past several weeks.... so I did nothing about reporting him.
I'm not sure I understand what you meant, Keebler..."If you are on the no call list you can also use this to report sales calls."
I'm pretty sure I have his phone number. It was from Georgia.
Meg.. I'm PMing you with a question.
Posted by Keebler (Member # 12673) on :
- Meg, thanks for that tip about *60. You are right, many still call under the guise of "marketing"
TuTu, you have their phone number and you are on the "Do Not Call" list, you can file a complaint here:
As for the matter of the scam, that should go to official government agencies,
dmc suggests: "your state's Attorney General office or the Better Business office" -
Posted by Meg (Member # 22) on :
I would report this guy AND ban him from calling!
I've had some questions about the *60, so I'll add what I know here:
After you receive an annoying call, hang up, and dial the *60.
This feature bans the LAST call you received....so you have to do it immediately. It makes a list of numbers, I have about 25 on mine! and is free with our land line phone service.
Posted by Lymetoo (Member # 743) on :
Thank you very much for the info, Meg and Keebler!!! I will report him!!
He DID NOT call me today!! Posted by lou (Member # 81) on :
These people just make random calls, hoping to find suckers. You are not being targeted. Everyone has credit cards, so they are going to hit a credit card holder on nearly every call.
This really is a law enforcement matter, so if you can get a number, report it to your state AG.