LymeNet Flash: What is the best insurance company for lyme treatment coverage?

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»	LymeNet Flash » Questions and Discussion » Medical Questions » What is the best insurance company for lyme treatment coverage?

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Topic: What is the best insurance company for lyme treatment coverage?

beck
Member
Member # 43653

posted

Does anyone know which is the best insurance company to cover chronic Lyme treatment, long-term antibiotics, testing, etc.

We are looking at Aetna, Cigna, or United Healthcare and are wondering what everyone's experience has been with these companies when it comes to Lyme.

Also, we are wondering which companies to avoid.

Thank you!

Posts: 91 | From USA | Registered: Apr 2014 | IP: Logged |

Lymetoo
Moderator
Member # 743

posted

I THINK Aetna is the best of those three...but it really depends upon your plan. Each company (the one you work for) has a different plan for whichever ins company.

--------------------
--Lymetutu--
Opinions, not medical advice!

Posts: 96239 | From Texas | Registered: Feb 2001 | IP: Logged |

Judie
Frequent Contributor (1K+ posts)
Member # 38323

posted

I'd look at the formularies to see if they cover expensive Lyme disease meds.

Here's a thread:

What are the expensive Lyme and coinfection drugs?
http://flash.lymenet.org/scripts/ultimatebb.cgi/topic/1/129028?#000000

I wish I did this when I was looking for insurance last year.

The insurance I chose didn't cover bicillin shots (which got prescribed in January after I was locked into the plan).

I asked my Lyme doc the question at our last appointment since I need to pick too.

I was told Aetna and UHC were okay. Avoid Blue Shield.

Also, see if there are drug limits and deductibles.

Posts: 2839 | From California | Registered: Jul 2012 | IP: Logged |

Littlesprout
LymeNet Contributor
Member # 7406

posted

I had UHC for yrs, never a problem then we had to switch to Cigna. They denied my IVIG, on them for 8yrs! My husband recently went to his HR dept and they took care of it...thank goodness. If the spouse/self works for a big company that has private ins coverage, go to HR

Wish I knew this info a yr ago.

Posts: 315 | From USA | Registered: May 2005 | IP: Logged |

tickalert
LymeNet Contributor
Member # 7033

posted

UHC is what I've had and they've always covered everything.

Posts: 911 | Registered: Mar 2005 | IP: Logged |

Judie
Frequent Contributor (1K+ posts)
Member # 38323

posted

Transamerica or Silverscript?

Do they cover Lyme meds?

Any experiences???

AARP (UHC) has been good in the past, but the copays have gotten insane.

[ 12-04-2014, 12:18 AM: Message edited by: Judie ]

Posts: 2839 | From California | Registered: Jul 2012 | IP: Logged |

Jessiep
LymeNet Contributor
Member # 35399

posted

I haven't had any trouble with Aetna but then again they don't cover any LLMDs. They have covered all meds.

Posts: 342 | From Philadelphia | Registered: Dec 2011 | IP: Logged |

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