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Originally posted by Lenny777:
There are others that know more than I do, but I put my two cents in on your post. Most are probably asleep right now. You will get more responses tomorrow.

[This message has been edited by Lenny777 (edited 15 July 2004).]

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Most of us have limited energy & limited money, so go ahead & use your valuable resources to find an LLMD.

I'm not trying to give you false hope, but sometimes insurance will pay your basic CBC lab work and for your prescription meds, even though they refuse to pay for the office visit.

See which labs your insurance uses & ask the doctor to use them.

EXCEPTION: Your Lyme Test will probably have to be paid for up front. Lyme Testing from Igenex (ONLY Elisa & Western Blot tests) can be reimbursed to you, but you still have to pay in advance.

Igenex Lab will send you the forms with the correct codes for each test for you to submit to your insurance for reimbursement.

I've heard some folks say that Lyme tests done by MDL were paid by insurance---not exactly sure.

Or, your Doc might want to do the Bowen Test for $250 cash which tests for Lyme, Babesia & Erlichiosis. Insurance will not reimburse on this.

Also, when you see the doctor, explain that insurance doesn't cover the visit.

Tell him face-to-face (not the nurse) that you're paying cash for the visit today & you were hoping that he sometimes makes allowances in these cases and perhaps can reduce the fee a bit.

Tell him it's kind of tough without insurance. Always try to do this if you're paying cash. Remind him each visit.