LymeNet Flash: individual insurance plans

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»	LymeNet Flash » Questions and Discussion » Medical Questions » individual insurance plans

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Author

Topic: individual insurance plans

heiwalove
Frequent Contributor (1K+ posts)
Member # 6467

posted

does anyone know anything about individual insurance plans? would they accept someone with a preexisting condition, ie lyme? or would pursuing this avenue be hopeless?

Posts: 1848 | From seattle, wa | Registered: Nov 2004 | IP: Logged |

liz28
Unregistered

posted

I've had a great experience with Healthnet, but don't know if they're anywhere but NY.

IP: Logged |

heiwalove
Frequent Contributor (1K+ posts)
Member # 6467

posted

Posts: 1848 | From seattle, wa | Registered: Nov 2004 | IP: Logged |

blueocean
LymeNet Contributor
Member # 5860

posted

some insurances do, many don't. it is important that once you get insurance that you never have a LAPSE in coverage. always have continuous medical coverage of some kind.

have you researched state plans?

many people end up getting health insurance through a job. of course they are sick so they quit shortly after and then pay for cobra. it is very expensive to pay for COBRA. some insurance coverage require 12 months of continuous coverage in order to waive the preexisting condition.

i am not sure what your income is, but many states offer health insurance plans through the state. you have to qualify based on income, etc.. you could call them and inquire about preexisting condition rules.

i do not think it is a hopeless cause. definitely something to look into.

i wish you the best of luck with everything.

take care of yourself.

Posts: 112 | Registered: Jun 2004 | IP: Logged |

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