LymeNet Flash: insurance

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»	LymeNet Flash » Questions and Discussion » Seeking a Doctor » insurance

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Author

Topic: insurance

adamsito
Member
Member # 16854

posted

I have BCBS and it seems many of the LLMD's that I was recommended to in Pennsylvania area do not take this insurance. Is there a better insurance that you can recommend? I am about to switch insurance in the end of August.

Posts: 13 | From Pennsylvania | Registered: Aug 2008 | IP: Logged |

mbroderick
Frequent Contributor (1K+ posts)
Member # 5220

posted

It doesn't matter what insurance you have. Most LLMD's don't participate with any. You can submit the bills, though, and they should pay some portion of it.

Posts: 2097 | From PA | Registered: Jan 2004 | IP: Logged |

adamsito
Member
Member # 16854

posted

Thanks. I have a choice between HMO and not. Should I go without an HMO? I am trying to choose between Aetna and BCBS.

Posts: 13 | From Pennsylvania | Registered: Aug 2008 | IP: Logged |

bettyg
Unregistered

posted

camille,

are you on medicare??

did llmd OUT OF MEDICARE? yes,

MY IOWA BCBS WOULD NOT PAY ANYTHING OF $5,000 since llmd opted out of medicare.

medicare didn't send bcbs a DENIED form; so they did not have to pay out of secondary insurance!!!

be really careful before signing up and you pay huge monthly fees and they do NOT PAY!

IP: Logged |

Lymetoo
Moderator
Member # 743

posted

quote:
Originally posted by adamsito:
Thanks. I have a choice between HMO and not. Should I go without an HMO? I am trying to choose between Aetna and BCBS.

I have Aetna.. PPO.. NOT an HMO. It's been good to me.

--------------------
--Lymetutu--
Opinions, not medical advice!

Posts: 96239 | From Texas | Registered: Feb 2001 | IP: Logged |

adamsito
Member
Member # 16854

posted

I don't have Medicare.

Thanks for the advice. I think I may go try Aetna. I do get Blue Cross through my school POS.

Posts: 13 | From Pennsylvania | Registered: Aug 2008 | IP: Logged |

tdtid
Frequent Contributor (1K+ posts)
Member # 10276

posted

I have Blue Cross through my husband's employer.

It's very hard finding any LLMD's that are still taking insurance of ANY kind, but there are a handful still out there.

But as someone said, you can still submit the doctor bills to your insurance company.

Then again it's a hit or miss as to whether an insurance company will pay for the meds. I was doing fine getting covered with 20 months of orals but once I was told IV, it's been total bucking.

But different people get stopped at different points even within the same insurance companies. It's a crap shoot.

Cathy

--------------------
"To Dream The Impossible Dream" Man of La Mancha

Posts: 2638 | From New Hampshire | Registered: Oct 2006 | IP: Logged |

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