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» LymeNet Flash » Questions and Discussion » General Support » Making insurance desicions- useful link

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Author Topic: Making insurance desicions- useful link
AJM
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Member # 11266

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For those of you out there who are faced with making decisions about health insurance, here is a useful link:
http://www.healthinsurancefinders.com/healthinsurance/connecticut/

The link directs one to the Connecticut site because I am in the town of East Lyme, yet it also provides information for other states.

My son, who is nearing 19 years old, has been infected three times with Lyme Disease. The first two times, there was at least an 11 month period before diagnosis. The most recent infection was in July of this year and was caught immediately because he found the tick on his body. I had to research health insurance because I have been out of work now for an extended period of time and he has been covered through the state insurance program for children. I have just accepted a job offer and will be starting work in early January, yet the premiums are very expensive and the provider is not widely accepted in this area.

Since my son was diagnosed and treated for Lyme within the past six months, this would be considered a pre-existing condition under an individual plan. That is of great concern to me, because he appears to have Lyme arthritis and we have an appointment with an ortho dr next week. Scary stuff indeed, because I know how expensive treatment can be. I pegged the second bout of Lyme disease once he mentioned certain complaints and I requested a Western Blot test which came back positive. Treatment ended up costing over $11K (2 courses of oral antibiotics, 1 course of IV antibiotics and a PICC line infection).

I hope that people find this web link useful. If you have any advice for me, your feedback is welcome.

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Audrey

Posts: 19 | From East Lyme, CT | Registered: Feb 2007  |  IP: Logged | Report this post to a Moderator
bettyg
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thank you; i'll check this out when my pc is back up running...

i added 1st paragraphs to my newbie links post! [Smile]

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minoucat
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Thanks for this link; I'll add it to my Insurance and Disabilities thread.

Best of luck in your job, and in finding effective treatment for your son.

Betty, I think the home page link -- which is not specific to Connecticut, and has links to all the states -- is more appropriate for your newbie links.

http://www.healthinsurancefinders.com/

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RECIDITE, PLEBES! Gero rem imperialem!
(Stand aside plebians! I am on imperial business.)



Posts: 2331 | From WA | Registered: Jan 2004  |  IP: Logged | Report this post to a Moderator
   

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